Cumberland Advisors is a registered investment advisory firm headquartered in Sarasota, FL (with a branch office in Vineland, NJ). Originally founded in 1973, the firm has clients in 48 states, the District of Columbia and several foreign countries. The firm has a wealth preservation bias and conservative investment orientation to manage both risks as well as returns. The complete investment philosophy and strategy is available under “Investment Strategy” in this website.
Cumberland Advisors is a dedicated fee-for-service only asset manager joining market leading knowledge, analysis, and management with very low fees (50 basis points; which is .5 of 1% of portfolio assets under management).
The firm manages approximately $2.2 billion of fixed income as well as equity accounts (using exchange-trade funds only). Our clients are individuals (direct clients as well as managed money through financial advisors), institutions, retirement plans, and government entities. Our stated minimum account size is $500,000 with account sizes that range up to multi-digit millions.
Cumberland Advisors' portfolio management emphasizes long-lasting relationships and continuous personalized discussion among clients, their consultants, tax advisors and the assigned portfolio management contact at Cumberland.
The value of the firm is rooted in the professionalism, integrity, expertise and intellect of its people. Cumberland's portfolio managers, research staff and administrative personnel and their biographies are listed in the "Our People" section of our website.
Cumberland Advisors offers the following investment portfolio styles for individual, personal accounts:
Fixed Income Portfolio Styles
- Tax-Free Municipal Bond Style
- Taxable Bond Style
- Duration Neutral Fixed Income Style (Tax-free Municipal and Taxable applications)
- Tactical Hedged Fixed Income Style (Tax-free Municipal and Taxable applications)
Equity (using ETFs only) Portfolio Styles
- Global Multi-Asset Class Exchange-Traded Funds (ETF) Style
- US Exchange-Traded Funds (ETF) Equity Style
- International Exchange-Traded Funds (ETF) Equity Style
Cumberland Advisors also provides financial advisory services to state and local governments and furnishes advice with respect to investments. In addition, Cumberland assists state and local governments with interest rate forecasting and financial market analysis. Additional services include arbitrage rebate calculations, economic analysis, negotiations of private activity financing, structuring Urban Enterprise Zone loans and other special services of this type.
Cumberland Advisors' disclosure form ADV Part II is available here. For additional information contact Therese Pantalione, Compliance Officer at 856-692-6690 ext 315.