Cumberland Advisors - Market Commentary

		One Sarasota Tower 2 N. Tamiami Trail Suite 303 Sarasota, FL 34236 614 E. Landis Ave Vineland, NJ 08360 (800) 257-7013
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Peter Demirali Memorial Service
November 07, 2012 David R. Kotok, Chairman and Chief Investment Officer

On Saturday, November 17, 2012, a memorial service for Peter Demirali will be held at Terrace on the Park, 52-11 111th Street, Corona, NY, http://terraceonthepark.com . The family will be receiving visitors starting at 9:30 AM. The service is planned for 11 AM. Those who may need to stay overnight are advised that rooms at a special rate are available at the Marriott Courtyard, LaGuardia Airport. Advise the hotel that you are attending the memorial service at Terrace on the Park when making the reservation.

David R. Kotok, Chairman and Chief Investment Officer

Cumberland Advisors^® is registered with the SEC under the Investment Advisors Act of 1940. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in the states where Cumberland Advisors is either registered or is a Notice Filer or where an exemption from such registration or filing is available. New accounts will not be accepted unless and until all local regulations have been satisfied. This presentation does not purport to be a complete description of our performance or investment services.

Please feel free to forward our commentaries (with proper attribution) to others who may be interested.

For a list of all equity recommendations for the past year, please contact Therese Pantalione at 856-692-6690,ext. 315. It is not our intention to state or imply in any manner that past results and profitability is an indication of future performance. All material presented is compiled from sources believed to be reliable. However, accuracy cannot be guaranteed.