Finally, employers should offer access to financial literacy materials to their staff. If you have employees who are preoccupied with financial stress, they cannot be fully engaged in their work. Tools and pointers can help reduce that stress and help them become more fully productive. To help you with this one, we have placed at your tables some note cards we created that show you how to find financial tips on our website. As you engage with your staff and friends, feel free to use these materials liberally.
Thank you for the opportunity to talk about this important subject with you. As you have likely guessed by now, financial literacy is something I’m quite passionate about. The Atlanta Fed is committed to doing our part to innovate and improve outcomes in this area. I know you are, too.
Now I’ll be happy to take your questions.