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In the News In The News
spacer Date spacer Source spacer Title spacer Quoted spacer
spacer 1/26/2012 spacer bloomberg.com spacer Bernanke Makes Case for More Bond Buying spacer Eisenbeis spacer
spacer 1/25/2012 spacer businessweek.com spacer Fed Dual Mandate Shows Bernanke’s Model Working Better in Crisis spacer Eisenbeis spacer
spacer 1/25/2012 spacer washingtonpost.com spacer Fed Trying to Reinflate U.S. Economy, Swonk Says spacer Eisenbeis spacer
spacer 1/22/2012 spacer cnbc.com spacer Wall Street Still Divided on Fed Easing But Optimistic on Economy spacer Kotok spacer
spacer 1/20/2012 spacer bondbuyer.com spacer Muni Indexes Hold Their Gains spacer Mousseau spacer
spacer 1/16/2012 spacer cnbc.com spacer Oil May Rise as Nigeria Adds to Supply Fears: Survey spacer Kotok spacer
spacer 1/10/2012 spacer bloomberg.com spacer New Jersey Democrats May Thwart Christie’s Cuts in Second Half of His Term spacer Mousseau spacer
spacer 1/10/2012 spacer npr.com spacer Romney Enters Danger Zone In Weeks Ahead spacer Kotok spacer
spacer 1/6/2012 spacer wsj.com spacer Merkozy On the Verge of Losing Sarkozy spacer Kotok spacer
spacer 1/5/2012 spacer businessweek.com spacer Bernanke Opens the Black Box spacer Eisenbeis spacer
spacer 1/4/2012 spacer businessweek.com spacer Dollar Demise Exaggerated as 13% Gain Since ‘08 Proves Value spacer Kotok spacer
spacer 1/2/2012 spacer businessinsider.com spacer David Kotok: 2012 Is Shaping Up To Be A Good Year For Stocks spacer Kotok spacer
spacer 12/31/2011 spacer wsj.com spacer Are Brokerage Accounts Safe? spacer Kotok spacer
spacer 12/26/2011 spacer newsmax.com spacer Municipal Bonds Defy Gloom and Doom Forecasts spacer Mousseau spacer
spacer 12/22/2011 spacer thedailyjournal.com spacer Vineland transportation firm recognized spacer Kotok spacer
spacer 12/20/2011 spacer businessweek.com spacer S&P Downgrade Proves Absurd as Investors Prefer U.S. Assets spacer Kotok spacer
spacer 12/20/2011 spacer politico.com spacer Washington flirts with recession (again) - Top talker: Hedge funds get hot D.C. tips - Top story: AT&T deal nixed - New tax havens replace Puerto Rico spacer Kotok spacer
spacer 12/19/2011 spacer businessinsider.com spacer CHART OF THE DAY: Not Only Was Meredith Whitney Wrong... spacer Kotok spacer
spacer 12/19/2011 spacer financialsense.com spacer G4 Central Bank Balance Sheets & European Contagion spacer Kotok spacer
spacer 12/15/2011 spacer wsj.com spacer Germany, Not ECB, Must Buy Bonds. spacer Kotok spacer
spacer 12/12/2011 spacer indexuniverse.com spacer Gold Shines Brightly At 'Inside Commodities' spacer Kotok spacer
spacer 12/11/2011 spacer bloomberg.com spacer No One Telling Who Took $586 Billion in Swaps With Fed Condoning Anonymity spacer Eisenbeis spacer
spacer 12/8/2011 spacer businessweek.com spacer Precious-Metals Prices Headed Higher, Cumberland’s Kotok Says spacer Kotok spacer
spacer 12/8/2011 spacer bloomberg.com spacer Precious-Metals Prices Headed Higher, Cumberland’s Kotok Says spacer Kotok spacer
spacer 12/7/2011 spacer npr.com spacer Triple-A: Are Any Assets Truly Risk-Free These Days? spacer Kotok spacer
spacer 12/2/2011 spacer financialsense.com spacer Measuring Europe’s Contagion spacer Kotok spacer
spacer 12/1/2011 spacer bloomberg.com spacer Fed Dollar-Funding Cut Shows Limits of Action spacer Eisenbeis spacer
spacer 12/1/2011 spacer bloomberg.com spacer Fed’s Discount Rate Among Tools to Offset European Sovereign-Debt Crisis spacer Eisenbeis spacer
spacer 11/30/2011 spacer canadianbusiness.com spacer A simple fix for European woes: Federalize euro zone sovereign debt spacer Eisenbeis spacer
spacer 11/30/2011 spacer cbsnews.com spacer Central banks' safety net won't save Europe from austerity spacer Kotok spacer
spacer 11/23/2011 spacer politico.com spacer GOP debate react: Newt strong - Calm down about GDP revision - Breaking overnight: China factories slump - Top story: Fed plans stress tests spacer Kotok spacer
spacer 11/22/2011 spacer financialsense.com spacer The Multi-Year Effects of Super Committee Failure spacer Eisenbeis spacer
spacer 11/21/2011 spacer politico.com spacer Dow down 250 points with no supercommittee deal spacer Kotok spacer
spacer 11/21/2011 spacer bloomberg.com spacer Obama, Biggs, Walker's Own Words on Supercommittee spacer Kotok spacer
spacer 11/20/2011 spacer reuters.com spacer CDS conspiracy theory du jour, Gretchen Morgenson edition spacer Kotok spacer
spacer 11/19/2011 spacer nytimes.com spacer Scare Tactics in Greece spacer Kotok spacer
spacer 11/15/2011 spacer businessinsider.com spacer Now What About Spain? spacer Witherell spacer
spacer 11/11/2011 spacer bondbuyer.com spacer JeffCo Filing Shouldn’t Prompt Copy Cats spacer Mousseau spacer
spacer 11/11/2011 spacer businessweek.com spacer Munis Gain a Fourth Week as Yields Stay Higher Than Treasuries spacer Mousseau spacer
spacer 11/10/2011 spacer bondbuyer.com spacer How Will Retail React to JeffCo Bankruptcy? spacer Mousseau spacer
spacer 11/9/2011 spacer canadianbusiness.com spacer The primary reason MF Global collapsed: Primary dealer supervision spacer Kotok spacer
spacer 11/8/2011 spacer businessweek.com spacer World Dodges Slump With China-U.S. Buoy in Europe Crisis spacer Kotok spacer
spacer 11/3/2011 spacer businessweek.com spacer U.S. Banks Guarantee More European Debt spacer Kotok spacer
spacer 11/1/2011 spacer cnbc.com spacer CNBC Survey: Like the Fed, Market Is Divided On Policy spacer Kotok spacer
spacer 11/1/2011 spacer cnbc.com spacer US Banks at ‘Fire Sale Price’: Strategist spacer Kotok spacer
spacer 10/31/2011 spacer bloomberg.com spacer Barofsky, Egan, Bove's Own Words on MF Global spacer Kotok spacer
spacer 10/31/2011 spacer bloomberg.com spacer Kotok Says MF Failure Is Not a Surprise spacer Kotok spacer
spacer 10/30/2011 spacer pressofatlanticcity.com spacer business briefs for the week of Oct. 30 spacer Mousseau spacer
spacer 10/28/2011 spacer usatoday.com spacer Dow ends up 2.9%: Stocks rally on euro deal, U.S. news spacer Witherell spacer
spacer 10/27/2011 spacer financialsense.com spacer Europe Side Steps Imminent Disaster spacer Witherell spacer
spacer 10/27/2011 spacer pressofatlanticcity.com spacer Mark Your Calendar: Vineland portfolio manager to address Greater Millville Chamber of Commerce spacer Mousseau spacer
spacer 10/17/2011 spacer businessweek.com spacer David Kotok of Cumberland Advisors co-hosts spacer Kotok spacer
spacer 10/11/2011 spacer financialsense.com spacer Slovakia and the Current Europe Mess spacer Kotok spacer
spacer 10/6/2011 spacer bloomberg.com spacer False Default Signal Seen With Swaps Cost Most Since January: Muni Credit spacer Demirali spacer
spacer 10/3/2011 spacer usatoday.com spacer Market sell-off starts fourth quarter on a down note spacer Kotok spacer
spacer 9/30/2011 spacer financialsense.com spacer Do the Math spacer Eisenbeis spacer
spacer 9/28/2011 spacer bloomberg.com spacer Dudley Proving This Is Not Your Father’s Federal Reserve Bank of New York spacer Eisenbeis spacer
spacer 9/26/2011 spacer bloomberg.com spacer Port Authority 40-Year Offer Defies Whitney Default Forecast: Muni Credit spacer Demirali spacer
spacer 9/23/2011 spacer reuters.com spacer HOW TO PLAY IT: As gold turns to dust, cleaning up portfolios spacer Kotok spacer
spacer 9/22/2011 spacer bloomberg.com spacer Build America Bonds Set for Rally by Narrowing Treasuries Gap: Muni Credit spacer Demirali spacer
spacer 9/22/2011 spacer financialsense.com spacer Fed, Mortgages, Housing spacer Kotok spacer
spacer 9/22/2011 spacer reuters.com spacer INSIGHT-Faith in policymakers plunges, taking markets with it spacer Kotok spacer
spacer 9/17/2011 spacer thedailyjournal.com spacer Local Business Report Cumberland Advisors ranked in the top 50 spacer Kotok spacer
spacer 9/14/2011 spacer businessinsider.com spacer There's Policy Madness In The Muni Market spacer Kotok spacer
spacer 9/14/2011 spacer reuters.com spacer US STOCKS-Techs lift Wall St but euro zone fears weigh spacer Kotok spacer
spacer 9/9/2011 spacer businessweek.com spacer Bernanke Says Tighter Budget May Hurt Growth as Fed Weighs Aid spacer Eisenbeis spacer
spacer 9/9/2011 spacer thedailyjournal.com spacer WTC beam comes to m'ville spacer Kotok spacer
spacer 9/5/2011 spacer latimes.com spacer Stocks fall in eurozone as U.S. jobs report adds to investor worries spacer Kotok spacer
spacer 8/31/2011 spacer businessinsider.com spacer Another Bullish Stock Market Indicator spacer Kotok spacer
spacer 8/31/2011 spacer barrons.com spacer As Industrials & Financials Gain Steam, Cumberland's Kotok Calls A Bottom spacer Kotok spacer
spacer 8/29/2011 spacer financialsense.com spacer Germany & the Eurozone spacer Witherell spacer
spacer 8/28/2011 spacer politico.com spacer Hurricane Irene an economic blow or boost? spacer Kotok spacer
spacer 8/26/2011 spacer pbs.com spacer Economy's Pace Will Pick Up Says David Kotok spacer Kotok spacer
spacer 8/26/2011 spacer money.cnn.com spacer How to invest in a scary economy spacer Kotok spacer
spacer 8/26/2011 spacer bloomberg.com spacer U.S. Banks Said to Seek Relief From Regulators as Deposits Swell spacer Eisenbeis spacer
spacer 8/25/2011 spacer thedailyjournal.com spacer There's no hope that we'll solve our problems, unless... spacer Kotok spacer
spacer 8/22/2011 spacer money.cnn.com spacer Oil market's 'knee jerk reaction' to Libya spacer Kotok spacer
spacer 8/22/2011 spacer bloomberg.com spacer Wall Street Aristocracy Got $1.2 Trillion From Fed spacer Eisenbeis spacer
spacer 8/21/2011 spacer businessinsider.com spacer AFTER QADDAFI: Oil Prices Will Tank, Stock Prices Will Soar spacer Kotok spacer
spacer 8/19/2011 spacer msnbc.com spacer Another Bad Week on Wall Street spacer Kotok spacer
spacer 8/19/2011 spacer financialsense.com spacer Central Bank Policy, Euro Bonds, and QE3 spacer Eisenbeis spacer
spacer 8/17/2011 spacer financialsense.com spacer European Economies at Stall Speed spacer Witherell spacer
spacer 8/17/2011 spacer bloomberg.com spacer Indiana Sewer Bond Leads Utility Debt Sales as Yields Plummet: Muni Credit spacer Mousseau spacer
spacer 8/11/2011 spacer businessinsider.com spacer Forget 2008, This is Like 1987, David Kotok Says: And He's Bullish spacer Kotok spacer
spacer 8/11/2011 spacer finance.yahoo.com spacer Market Turmoil a Result of Politics, Not "Finance and Economics" spacer Kotok spacer
spacer 8/11/2011 spacer bloomberg.com spacer Recession Threatens on Household Spending's Consecutive Declines spacer Eisenbeis spacer
spacer 8/11/2011 spacer ritholtz.com spacer The US Downgrade and the Muni Bond Market spacer Kotok spacer
spacer 8/10/2011 spacer usatoday.com spacer 7 reasons the stock market is so volatile spacer Kotok spacer
spacer 8/10/2011 spacer finance.yahoo.com spacer Forget 2008, This Is Like 1987, David Kotok says: And He's Bullish! spacer Kotok spacer
spacer 8/9/2011 spacer bangordailynews.com spacer Downgrading Congress spacer Kotok spacer
spacer 8/8/2011 spacer wsj.com spacer Fishing for Takeaways From S&P Downgrade. spacer Mousseau spacer
spacer 8/8/2011 spacer npr.org spacer Why The Downgrade Won't End The D.C. Dysfunction spacer Kotok spacer
spacer 8/7/2011 spacer businessinsider.com spacer David Kotok -- FDIC, Fed Funds & Leens's Lodge spacer Kotok spacer
spacer 8/7/2011 spacer philly.com spacer Economists, advisers: Fallout from S&P downgrade will be minimal spacer Kotok spacer
spacer 8/6/2011 spacer bangordailynews.com spacer Prominent economists get away — sort of — at Grand Lake Stream lodge spacer Kotok spacer
spacer 8/5/2011 spacer financialsense.com spacer Congress, Credit Ratings, and the Democratic Process spacer Kotok spacer
spacer 8/4/2011 spacer cnbc.com spacer Farrell: On a Day Like Today: Un-React spacer Kotok spacer
spacer 8/3/2011 spacer bloomberg.com spacer Montgomery County Sells $532 Million Facing U.S. Spending Cut: Muni Credit spacer Mousseau spacer
spacer 8/3/2011 spacer philly.com spacer New 'Super Committee' may be the only hope for fiscal change spacer Eisenbeis spacer
spacer 8/2/2011 spacer financialsense.com spacer No Taxation without Representation spacer Eisenbeis spacer
spacer 8/2/2011 spacer cnbc.com spacer S&P 500 to End Year at 1450: Strategist spacer Kotok spacer
spacer 8/2/2011 spacer usatoday.com spacer U.S. credit rating still at risk if ratings firms unappeased spacer Kotok spacer
spacer 7/29/2011 spacer washingtonpost.com spacer Kotok Sees No Default; Likes Financials, Tax-Free Munis spacer Kotok spacer
spacer 7/26/2011 spacer cnn.com spacer Debt ceiling: Timing the next fight spacer Kotok spacer
spacer 7/26/2011 spacer etfdailynews.com spacer U.S. Default: Brace For The Worst As Debt Ceiling Crisis Deadline Nears (SLV, GLD, IAU, AGQ, ZSL) spacer Kotok spacer
spacer 7/25/2011 spacer reuters.com spacer Debt talks rivet Wall St; calm before the storm? spacer Demirali spacer
spacer 7/25/2011 spacer businessinsider.com spacer View From the Turret: Back to the Highs spacer Kotok spacer
spacer 7/24/2011 spacer portfolio.com spacer Analysis: Markets to hold U.S. feet to fire as default threatens spacer Kotok spacer
spacer 7/23/2011 spacer barrons.com spacer Placing a Big Bet on Financials spacer Kotok spacer
spacer 7/22/2011 spacer npr.com spacer Debt's Impact Could Be Worse If Interest Rates Rise spacer Kotok spacer
spacer 7/21/2011 spacer financialsense.com spacer Can the Fed Make a Profit for the Taxpayer? spacer Eisenbeis spacer
spacer 7/21/2011 spacer cnbc.com spacer Wall Street Expects Big Selloff If Debt Deal Isn't Reached spacer Kotok spacer
spacer 7/20/2011 spacer washingtonpost.com spacer Critique/Response: Allan Sloan addresses Bob Eisenbeis's take on bailout column spacer Eisebeis spacer
spacer 7/20/2011 spacer businessinsider.com spacer The Political Situation Has Become Much More Bullish, And Markets Are Going To New Highs spacer Kotok spacer
spacer 7/19/2011 spacer cnn.com spacer Allan Sloan's bad math and bad analysis spacer Eisenbeis spacer
spacer 7/19/2011 spacer cnn.com spacer Surprise! We still believe the big bad bailout is paying off spacer Eisenbeis spacer
spacer 7/18/2011 spacer financialsense.com spacer A Critical Difference Between U.S. and Europe spacer Kotok spacer
spacer 7/18/2011 spacer canadianbusiness.com spacer Inflation increasing pressures on NA central bankers spacer Eisenbeis spacer
spacer 7/17/2011 spacer businessinsider.com spacer Allan Sloan Defends His Numbers - The Bailout Did Work and Here's Why spacer Eisenbeis spacer
spacer 7/14/2011 spacer financialsense.com spacer Bad Math and Bad Analysis spacer Eisenbeis spacer
spacer 7/14/2011 spacer presseurop.eu spacer Understand the banks and you save the euro spacer Demirali spacer
spacer 7/13/2011 spacer businessinsider.com spacer The Truth Behind Fannie and Freddie: Why The Government Didn't Make A Profit From The Bailout spacer Eisenbeis spacer
spacer 7/12/2011 spacer washingtonpost.com spacer Eisenbeis Sees Low Probability of Further Fed Stimulus spacer Eisenbeis spacer
spacer 7/9/2011 spacer businessinsider.com spacer Hey, President Obama, It's Time You Took Responsibility For Our Horrible Jobs Problems spacer Witherell spacer
spacer 7/6/2011 spacer businessinsider.com spacer The End Of The Soft Patch In The Global Economy? spacer Witherell spacer
spacer 7/5/2011 spacer businessinsider.com spacer An Alternative To Default: The Treasury Can Sell Gold spacer Eisenbeis spacer
spacer 7/5/2011 spacer canadianbusiness.com spacer U.S. Treasury has more money than you think spacer Eisenbeis spacer
spacer 7/3/2011 spacer businessinsider.com spacer Corn Prices And The 4th Of July spacer Kotok spacer
spacer 6/28/2011 spacer reuters.com spacer US STOCKS-Wall St gains on Greece optimism, housing data spacer Kotok spacer
spacer 6/27/2011 spacer businessinsider.com spacer Why QE2 Isn't Over When QE2 Is Over spacer Eisenbeis spacer
spacer 6/22/2011 spacer bloomberg.com spacer Federal Reserve Frets Over Fiscal Recklessness Behind Calm of 0.09% Yield spacer Eisenbeis spacer
spacer 6/21/2011 spacer bloomberg.com spacer Eisenbeis Says Fed Officials ‘Wringing Hands’ Over Employment spacer Eisenbeis spacer
spacer 6/21/2011 spacer usatoday.com spacer Hydra-headed Greek crisis rises anew spacer Kotok spacer
spacer 6/20/2011 spacer csmonitor.com spacer How exposed is US economy to the Greece debt crisis? spacer Kotok spacer
spacer 6/15/2011 spacer cnbc.com spacer Leave Meredith Alone! All Really is Not Well in Muniland spacer Kotok spacer
spacer 6/9/2011 spacer canadianbusiness.com spacer Default concerns not all Greek to sovereign debt watchers spacer Kotok spacer
spacer 6/9/2011 spacer cnbc.com spacer We Are Not Going to Get More Stimulus: Analyst spacer Kotok spacer
spacer 6/8/2011 spacer cnbc.com spacer Muni Defaults Still Coming, But Timing Unclear: Whitney spacer Kotok spacer
spacer 6/3/2011 spacer politico.com spacer What can Barack Obama do to fix the economy? Not much spacer Kotok spacer
spacer 6/1/2011 spacer benzinga.com spacer Benzinga Radio: David Kotok Discusses Greek Bailout spacer Kotok spacer
spacer 5/29/2011 spacer allgov.com spacer Federal Reserve Gave Big Banks Enormous Secret Loans at Ridiculous Rates spacer Eisenbeis spacer
spacer 5/27/2011 spacer bloomberg.com spacer Fed's Loans, EU Bank Penalties, Finra Fines, Austria Raids: Compliance spacer Eisenbeis spacer
spacer 5/26/2011 spacer bloomberg.com spacer Fed Gave Banks Crisis Gains on $80 Billion Secretive Loans as Low as 0.01% spacer Eisenbeis spacer
spacer 5/26/2011 spacer thenewamerican.com spacer Federal Reserve Issues Secret Low-interest Loans to Banks spacer Eisenbeis spacer
spacer 5/26/2011 spacer bondbuyer.com spacer Muni Fund Ride Isn't Entirely Bad News spacer Mousseau spacer
spacer 5/26/2011 spacer bobsguide.com spacer Secretive loans given to banks by Federal Reserve spacer Eisenbeis spacer
spacer 5/24/2011 spacer businessinsider.com spacer Understanding The Latest Eurozone Worries spacer Witherell spacer
spacer 5/18/2011 spacer politico.com spacer With IMF chief Dominique Strauss-Kahn behind bars, bailouts are iffy spacer Kotok spacer
spacer 5/16/2011 spacer cnbc.com spacer Oil ‘Ugly Bears’ Hunt For Softer Economic Data to Feed Sell-off: Survey spacer Kotok spacer
spacer 5/10/2011 spacer cnbc.com spacer After Sell-off Focus on Margin Requirements, China Data: Oil Survey spacer Kotok spacer
spacer 5/10/2011 spacer reuters.com spacer As Peru's prez vote nears, investors dump stocks spacer Witherell spacer
spacer 5/9/2011 spacer etfdailynews.org spacer Jeff Duncan And David Kotok Share Their ETF Picks spacer Kotok spacer
spacer 5/9/2011 spacer cnbc.com spacer Our Six Best ETF Picks: Pros spacer Kotok spacer
spacer 5/6/2011 spacer canadianbusiness.com spacer The politics of debt spacer Kotok spacer
spacer 5/6/2011 spacer realtruth.org spacer The Real Truth - Japan: Living with DisastersASIA Japan: Living with Disasters spacer Witherell spacer
spacer 5/3/2011 spacer businessweek.com spacer ‘Dumb Money’ Flees Muni Funds as Investors Buy Single Bonds spacer Kotok spacer
spacer 5/3/2011 spacer thedailyjournal.com spacer Bin Laden may be gone, but local businessman will never forget 9/11 spacer Kotok spacer
spacer 5/2/2011 spacer usatoday.com spacer Bin Laden death could boost markets short-term spacer Kotok spacer
spacer 4/25/2011 spacer memphisdailynews.com spacer Economist Predicts Slow Recovery spacer Kotok spacer
spacer 4/23/2011 spacer businessinsider.com spacer Get Ready For The "Miracle" of Compound Inflation spacer Kotok spacer
spacer 3/29/2011 spacer bloomberg.com spacer Dying Banks Kept Alive Show Secrets Fed's Data Will Reveal for First Time spacer Eisenbeis spacer
spacer 3/21/2011 spacer reuters.com spacer Investors hedge MidEast unrest by buying energy spacer Kotok spacer
spacer 3/21/2011 spacer bondbuyer.com spacer New York Readies $830 of GOs spacer Mousseau spacer
spacer 3/16/2011 spacer politico.com spacer Japan Crisis takes toll on U.S. economic recovery spacer Kotok spacer
spacer 3/15/2011 spacer businessinsider.com spacer Risk Management Calls For Selling Japan spacer Witherell spacer
spacer 3/14/2011 spacer wallstreetpit.com spacer Japan’s Pain and Suffering Will Have Global Consequences spacer Witherell spacer
spacer 3/12/2011 spacer nytimes.com spacer The Case for Europe’s Blue Chips spacer Kotok spacer
spacer 3/7/2011 spacer businessinsider.com spacer The Oil Situation Is Only Going To Get Worse As This Becomes A Sunni-Shiite Problem spacer Witherell spacer
spacer 2/23/2011 spacer abcnews.go.com spacer How High Will Gas Prices Rise? spacer Kotok spacer
spacer 2/14/2011 spacer reuters.com spacer Obama's BABs bid a boon for U.S., muni bonds spacer Mousseau spacer
spacer 2/8/2011 spacer cnbc.com spacer ETFs: Who's Buying the 'Next Trillion Dollars'? spacer Kotok spacer
spacer 2/7/2011 spacer wsj.com spacer Economists More Accurate Last Year, View Full Rankings spacer Eisenbeis spacer
spacer 1/14/2011 spacer cnn.com spacer Muni bond fears run wild spacer Mousseau spacer
spacer 1/12/2011 spacer bloomberg.com spacer Get a Model, Make a Guess, Cure Unemployment: Caroline Baum spacer Eisenbeis spacer
spacer 1/11/2011 spacer financialsense.com spacer A Harbinger of Things to Come? spacer Eisenbeis spacer
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