Michael McNiven, Ph.D.

Michael McNiven, Ph.D.

Senior Vice President & Regional Director of Investments

Dr. Michael D. McNiven serves as Senior Vice President & Regional Director of Investments. In addition to working with clients as an investment advisor representative, Michael is responsible for Cumberland Advisors’ retirement services and is the regional representative for partner firms and financial advisors in the Midwest region of the United States. He speaks at investment conferences and other events explaining Cumberland’s investment philosophy and portfolio options to individuals, financial advisors and institutional clients.

Prior to joining Cumberland Advisors in 2009, Michael was an Assistant Professor at Rowan University in Glassboro, New Jersey teaching strategic marketing communications and research. He began his career at the Financial Times in 2002 working in the market research department and later on the business development and sales teams. He received a Ph.D. from the University of Georgia in 2008.

Michael has published a basic guide for individuals regarding their personal approach to debt management and wealth creation. He has made it freely available to any who wish to use or share it. Read and/or download your copy here: www.cumber.com/surplus-interest-debt-personal-finance-in-a-nutshell/

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Cumberland Advisors® is registered with the SEC under the Investment Advisers Act of 1940. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in the states where Cumberland Advisors is either registered or is a Notice Filer or where an exemption from such registration or filing is available. New accounts will not be accepted unless and until all local regulations have been satisfied. This presentation does not purport to be a complete description of our performance or investment services. Please feel free to forward our commentaries (with proper attribution) to others who may be interested. It is not our intention to state or imply in any manner that past results and profitability is an indication of future performance. All material presented is compiled from sources believed to be reliable. However, accuracy cannot be guaranteed.