About Cumberland Advisors

Cumberland Advisors is a registered investment advisory firm headquartered in Sarasota, FL (with a branch office in Vineland, NJ). In addition to our Sarasota financial advisors, we have Regional Directors of Investments that are positioned around the country to meet with our clients in their home states. Originally founded in 1973, the firm has clients nationwide and internationally. The firm has a wealth preservation bias and conservative investment orientation to manage both risks as well as returns. The complete investment philosophy and strategy is available under Investment Strategy.

Cumberland Advisors is a dedicated fee-for-service only asset manager joining market leading knowledge, analysis, and management with very low fees.

The firm manages approximately $4 billion of fixed income as well as equity accounts (using exchange-trade funds only). Our clients are individuals (direct clients as well as managed money through financial advisors), institutions, retirement plans, and government entities.

Cumberland Advisors’ financial advisors and portfolio management emphasizes long-lasting relationships and continuous personalized discussion among clients, their consultants, tax advisors and the assigned portfolio management contact at the firm. We also produce videos published on YouTube to enhance our client communication.

The value of the firm is rooted in the professionalism, integrity, expertise and intellect of its people. Cumberland Advisors’ Executives, Research, Investment, and Business Development personnel and their biographies are listed in the Our People section of our website.

Cumberland Advisors offers the following investment portfolio styles for individual, personal accounts:

Fixed Income Portfolio Styles

Total Return Tax-Free Municipal Bond
Total Return Taxable Fixed Income
Puerto Rico Insured Bond
Tax-Free Tactical Hedge
Taxable Tactical Hedge

Equity Portfolio Styles

International ETF
Tactical Trend ETF
Active Bond/Passive Equity
Master Limited Partnership

Cumberland Advisors also provides financial advisory services to state and local governments and furnishes advice with respect to investments. In addition, Cumberland Advisors assists state and local governments with interest rate forecasting and financial market analysis. Additional services include arbitrage rebate calculations, economic analysis, negotiations of private activity financing, structuring Urban Enterprise Zone loans and other special services of this type.

Cumberland Advisors’ disclosure form ADV Part II is available here. For additional information contact Timothy J. Lyle, Chief Compliance Officer at 800-257-7013 ext 350.

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Cumberland Advisors® is registered with the SEC under the Investment Advisers Act of 1940. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in the states where Cumberland Advisors is either registered or is a Notice Filer or where an exemption from such registration or filing is available. New accounts will not be accepted unless and until all local regulations have been satisfied. This presentation does not purport to be a complete description of our performance or investment services. Please feel free to forward our commentaries (with proper attribution) to others who may be interested. It is not our intention to state or imply in any manner that past results and profitability is an indication of future performance. All material presented is compiled from sources believed to be reliable. However, accuracy cannot be guaranteed.