Hurricane Ian Notice

Due to the impending Hurricane Ian and its impact on the Sarasota area; Cumberland Advisors has mobilized and relocated our disaster recovery team to our Vineland, NJ office. If the storm does affect the Sarasota area, Cumberland Advisors’ staff members are on standby, and ready to provide you with any assistance you may need.  Our phone lines and emails will be monitored, and we will respond to matters on a priority basis.
 
For any urgent concerns you may also contact the following individuals by email directly:

For our clients residing in the Sarasota area, Cumberland Advisors knows nothing is more important than the safety of you and your family. We urge you to take the necessary steps to protect your loved ones. Check your supplies and make sure you have plenty of fresh water, flashlights, and a battery-operated radio. Cumberland values our customers’ security and peace of mind, and our goal is to provide outstanding service.
 
Thank you for entrusting us to continue to provide you service and may all stay safe.

 

Investment Strategies

Investment Strategies

Our firm’s team of leading thinkers on interest rate movement, monetary policy and capital markets conduct independent research and structure our various investment strategies. These strategies are based upon the core tenets of our investment philosophy.

Cumberland’s portfolio managers work as a team to develop the broad investment strategies that underlie all accounts in our care. However, each client works primarily with one advisor, enabling our relationship to be more personal and the portfolios to be customized to address individual requirements. Since appropriate and realistic investment goals must be defined before management begins, we first work with clients to develop portfolio objectives that reflect each client’s financial needs and tolerance for risk.

We seek to offset the erosion of financial assets by inflation and to realize appreciation so that the real value of assets is maintained. Under a conservative umbrella, we construct portfolios of bonds or stocks or a mix of both. Below is a sampling of current strategies.

If you want to know more and to see if Cumberland Advisors is right for you or your clients, please get in touch.

Fixed-Income

We have been actively managing bond portfolios since the 1970s. We are known for implementing a total return approach, actively managing duration, and focusing on high credit quality. We provide customizable capabilities, including the option of state-specific concentrations.

Total Return Taxable Fixed-Income

Actively managed high-quality taxable bond account with a total return objective that seeks to provide income and preserve the client’s principal over multiple interest rate cycles.

Total Return Tax-Free Municipal Bond

Actively managed high-quality municipal bond account with a total return objective that seeks to provide income and preserve the client’s principal over multiple interest rate cycles.

Pandemic Affected Municipal Securities

Actively managed portfolio of municipal bonds that have been negatively affected by the COVID-19 pandemic and offer above-market yields. 

Maturity-Restricted Tax-Free Municipal Bond

Actively managed, high quality municipal bond account, with maturity and duration restrictions, managed with a total return objective that seeks to provide income and preserve the client’s principal over multiple interest rate cycles.

Balanced

Our balanced strategies combine our actively managed fixed-income and equity strategies.

We also offer a balanced strategy that combines active bond management with a passive equity allocation. The allocation between bonds and equities is based on a flexible allocation percentage determined by market conditions.

U.S. Balanced Taxable Fixed-Income

A flexible balanced strategy that combines actively managed, high-quality taxable bonds managed for total return with an actively managed, diversified domestic equity-model portfolio of U.S. ETFs.

Active Taxable Bonds / Passive Equity

A balanced strategy that combines actively managed, high-quality taxable bonds managed for total return with efficient exposure to U.S. domestic markets using two broad-based ETFs that are rebalanced to achieve a consistent allocation.

Equity

A pioneer in the creation of ETF portfolio models since 1999, Cumberland Advisors actively manages domestic and international equity portfolios using ETFs. 

U.S. Equity ETF

A diversified domestic equity model portfolio of broad-based U.S. ETFs, which may also include specific sector and industry ETF exposure. 

Global Equity ETF

A diversified global equity model portfolio using U.S. and international broad-based ETFs, which may also include specific sector, industry, and country exposure.

Tactical Trend

A global tactical asset allocation strategy with the flexibility to respond to strengths and weaknesses in different asset classes.

Sector Alpha

A sector rotation strategy based on quantitative market analysis that rotates between the three most aggressive and the three most defensive sectors of the S&P 500.

Market Volatility ETF

A Market Volatility ETF strategy that takes advantage of market volatilities by rotating between full exposure to the S&P 500 or full exposure to cash.

Learn more about past performance

 

Once objectives are established,
the test of their fulfillment is time.