Material and commentaries published in the past may or may not be helpful in analyzing current economic or financial market activity. Please note publishing date when reviewing materials.  Please email [email protected] for our current thoughts or to reach an advisor.

 

Market Commentary

Insights

Cumberland Advisors Market Commentary offers insights and analysis on upcoming, important economic issues that potentially impact global financial markets. Our team shares their thinking on global economic developments, market news and other factors that often influence investment opportunities and strategies. Our readers appreciate its timeliness, depth of analysis, and quality of research.

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  • December CPI
     Author(s): David W. Berson, Ph.D. | Fri January 17, 2025

    December CPI


    Mixed inflation data for December.


  • Q4 Credit Commentary – More of the Same
     Author(s): Patricia Healy, CFA | Wed January 15, 2025

    Q4 Credit Commentary - More of the Same


    As it turns out, 2024 was not the year credit trends reversed, as we wondered in our Q1 credit commentary (https://www.cumber.com/market-commentary/q1-2024-credit-commentary-will-be-year-credit-trends-reverse.


  • Los Angeles Wildfires 2025
     Author(s): Patricia Healy, CFA | Sat January 11, 2025

    Los Angeles Wildfires 2025


    The Los Angeles wildfires that began Jan. 7th are still raging, and containment is low. Winds have slowed some but are expected to increase towards the end of the weekend, and some fear the fires could spread to San Diego County – so this disaster is not yet over.
  • Q4 2024 Quarterly Review
     Author(s): Matthew C. McAleer | Fri January 10, 2025

    Q4 2024 Review


    A recap on market conditions and trading decisions that impacted our primary equity and fixed income investment strategies throughout the past year.
  • President Carter, RIP
     Author(s): John R. Mousseau, CFA | Wed January 8, 2025

    President Carter, RIP


    Thursday, January 9th, is a day of mourning for President Jimmy Carter, our 39th President, who passed away at 100 years old on December 29th, 2024.

    I was lucky enough in college to attend the inauguration of President Carter in January 1977. It was a bitterly chilly day but sunny, and one…


  • Option-Adjusted Spread (OAS): An Input In Fixed Income Rotation Decisions
     Author(s): Daniel Himelberger | Fri January 3, 2025

    Option-Adjusted Spread


    Option-Adjusted Spread (OAS) is a crucial metric used in active management of fixed income portfolios to provide insights into the yield difference between a bond and a risk-free benchmark, adjusted for any embedded options. These spreads are particularly important for understanding the true…


  • The Trump Yield Rally
     Author(s): John R. Mousseau, CFA | Fri December 27, 2024

    The Trump Yield Rally


    Fourth Quarter 2024 – The Trump Yield Rally

     


  • Happy Holidays from Cumberland Advisors
     Author(s): John R. Mousseau, CFA | Mon December 23, 2024

    Happy Holidays!


    Cumberland Advisors would like to wish everyone a very special and safe Holiday Season and a Happy New Year.
  • A New Phase in Fed Policy
     Author(s): Robert Eisenbeis, Ph.D. | Fri December 20, 2024

    A New Phase in Fed Policy


    As expected, the Fed cut its target for the federal funds rate by 25 basis points for the third time this year, from 4.5%–4.75% to 4.25%–4.5%. All Committee members but one, President Hammack of the Federal Reserve Bank of Cleveland, in her first FOMC meeting, voted to cut the rate. The…


  • November Personal Income and Spending
     Author(s): David W. Berson, Ph.D. | Fri December 20, 2024

    Nov. Personal Income and Spending


    Lighter than expected income, spending, and inflation. While personal income and personal consumption expenditures (PCE) grew a bit more slowly than expected in November, but were still solid, the most important data in today’s release were PCE (and core PCE) inflation data that were a bit…


 

 

"The mind is not a vessel to be filled but a fire to be kindled."

Plutarch