Insights
Cumberland Advisors Market Commentary offers insights and analysis on upcoming, important economic issues that potentially impact global financial markets. Our team shares their thinking on global economic developments, market news and other factors that often influence investment opportunities and strategies. Our readers appreciate its timeliness, depth of analysis, and quality of research.
Author(s): John R. Mousseau, CFA | Mon December 22, 2025
Santa Claus’s gift to the bond markets last week was some relevant economic numbers after weeks of “old” numbers that were backed up since the government shutdown started on October 1st (and ended on November 12th when Congress passed a funding bill that was signed into law by the President).
Author(s): David W. Berson, Ph.D., CBE | Thu December 18, 2025
While the federal government shutdown prevented most of the October inflation survey, the full November survey showed slower price gains from a year ago.
Author(s): David W. Berson, Ph.D., CBE | Tue December 16, 2025
The employment report for November and October showed that the private sector continued to add jobs at a modest pace that is probably close to its new trend — with private payrolls up by 52,000 in October and 64,000 in November.
Author(s): David W. Berson, Ph.D., CBE | Fri December 5, 2025
The delayed September Personal Income and Spending report showed that income and outlays were about as expected — up by 0.4 and 0.3 percent respectively.
Author(s): John R. Mousseau, CFA & David W. Berson, Ph.D., CBE | Mon November 24, 2025
“Crawlin’ from the wreckage, crawlin’ from the wreckage You would think by now at least half my brain would get the message.” – Written by Graham Parker, sung by Dave Edmunds, 1979 We are crawling out of the wreckage of the 43-day government shutdown, which began October 1st. The actual shutdown,…
Author(s): Martina Schmidt, Ph.D. | Thu November 20, 2025
What you may not know about healthcare fraud that can protect you in the future.
The enormous size and scope of the U.S. healthcare system make it an attractive target for fraudulent activity. So far in 2025, the Department of Justice has already uncovered tens of…
Author(s): Patricia Healy, CFA | Wed November 12, 2025
The thought of having the lower costs (or no costs) for benefits that mayor-elect Mamdani wants to bestow on the residents of NYC is enticing to many. It seems many desire free benefits, as Mamdani won with just over 50% of the vote. However, the cost of those benefits needs to be borne by…
Author(s): David W. Berson, Ph.D., CBE | Fri October 24, 2025
Less than expected, but still warm. The September CPI rose by 0.3 percent in September, a bit less than the market's expectations of 0.4 percent. The core CPI (removing the volatile food and energy components) also climbed slightly less than expected, up by 0.2 percent.
Author(s): John R. Mousseau, CFA | Tue October 14, 2025
The US government began its shutdown on Wednesday October 1st, 2025, when Congress failed to pass appropriations for fiscal year 2026. The standoff continues between the White House and congressional Democrats with the predictable finger-pointing by both parties out front and center. The shutdown…
Author(s): Patricia Healy, CFA | Thu October 9, 2025
This may be the quarter that muni credit quality begins to turn. However, munis are an extremely safe asset class and often viewed as a flight to quality product. There have been many more upgrades than downgrades over the past few years, so one might expect the trend to plateau; and then, of…